KNOW MORE ABOUT MICRO LAP
KEY FEATURES
ELIGIBILITY, DOCUMENTS AND CHARGES
FAQS
APPLY FOR LOAN
We empower small businesses and individuals by offering Micro LAP (Loan Against Property) solutions tailored to meet their unique financial needs. Our Micro LAP product provides a seamless and flexible way to unlock the potential of your property, helping you achieve your dreams and aspirations. Whether it's for expanding your business, funding personal goals, or managing unexpected expenses, Capri's Micro LAP is designed to provide quick access to affordable credit with simple processes and transparent terms. Let your property be the key to unlocking financial possibilities.
Flexible Loan Amounts
Financing options between Rs. 2 to 10 Lakhs for different needs.
Flexible Repayment Options
Repayment periods ranging from 2 to 7 years.
Fast Disbursal
With proprietary credit assessments, loans are disbursed in as little as 7 days.
Efficient Loan Process
Our digital approach ensures smooth onboarding for LAP mortgage applications with reduced paperwork and personalized support.
Borrower Types: Self-employed professionals (SEP), Self Employed non-professionals (SENP), and salaried individuals.
Loan Amounts: Rs. 1 Lakh to Rs. 10 Lakhs.
Tenure: Min – 2 years Max 7 years.
Age Norms: Min 21 years Max 70 Years at the time of maturity.
Collateral: Residential, commercial, or mixed-use properties.
Identity Proof: Aadhaar Card, Passport, PAN, or Voter ID.
Address Proof: Utility bills, Ration Card, or NREGA job card.
Banking: Recent bank statements (last three months).
Property Papers: Title deeds for the property offered as collateral.
Supporting documents: Supporting documents required to assess income like kaccha/pacca bills etc.
A full documentation checklist for Micro LAP is available to streamline the process.
