To obtain a loan from an NBFC (Non-Banking Financial Company), you generally need to submit an application along with the necessary documents such as ID proof, address proof, income statements, and property documents if applicable. The NBFC will evaluate your application, including creditworthiness and collaterals if any.

Loan Against Property (LAP) is a type of secured loan where you pledge your property as collateral to secure a loan. This type of loan allows you to unlock the value of your property for various purposes, such as funding your business, education, or other financial needs. Interest rates for LAP are generally lower compared to unsecured loans.

A gold loan is a secured loan where you pledge your gold as collateral and receive funds against its value. Because the loan is backed by gold, it depends less on your credit history than an unsecured loan does. At Capri Gold Loan, we let you put your gold to use when you need funds.

Yes. Capri Loans keeps your gold in AI-powered vaults with 24x7 CCTV and offers 100% insurance on gold during the gold loan period. The safety of your gold is the most important part of any gold loan, and Capri builds its gold loan around it.

The interest rate on a Capri gold loan starts at 11% p.a. and goes up to 30% p.a., depending on the scheme. Check the Most Important Terms and Conditions for the scheme you choose before you take the gold loan.

Capri loans accepts gold of 18K, 19K, 20K, 21K and 22K purity. The purity of your gold affects its value, and so it affects the gold loan amount you can get.

Yes. Capri Loans offers an agriculture gold loan and a business gold loan. An agriculture gold loan needs a declaration or proof of agriculture or allied activity, and a business gold loan needs an Udyam Certificate.

You can apply for a gold loan through the Capri Loans website using Apply Now, Capri Loans App or at your nearest Capri Loans branch. The app is available on Google Play and the App Store.

With bullet repayment, you pay the interest on the agreed schedule and repay the principal at the end of the tenure. Capri Loans offers bullet repayment on its gold loan.

Capri Loans offers Gold loan, MSME loan, small business loan, Micro LAP and construction finance. Capri also offers a home loan through Capri Global Housing Finance Limited, a Capri subsidiary.

A Capri small business loan offers loans up to ₹10 Lakhs with a fixed rate of interest throughout the tenure, easy EMI or EDI repayments and a flexible tenure of up to 3 years.

An MSME loan is a business loan for micro, small and medium enterprises. A Capri MSME loan carries a variable interest rate linked to the company's Long Term Reference Rate, and the credit is at the sole discretion of Capri Global Capital Ltd.

Micro LAP is Capri's loan against property. A loan against property is a secured loan where you pledge your property as collateral, and it can help fund your business, education or other financial needs.

Construction finance funds a building project. Capri construction finance offers quick fund access to keep your project on track, project-based terms and high-value sanctions, with larger loans tailored for mid to large scale projects.

The Charges & Documents section of the gold loan page links to the Most Important Terms and Conditions in multiple languages like English, Marathi, Hindi, Gujarati & others. Read it before you take your gold loan.

Use the Pay Now option on the Capri Loans website to pay your gold loan dues. Keep your gold loan details handy while you pay.

Yes. The maximum age for a Capri gold loan is 75 at the end of the loan tenure.

A PAN Card is mandatory for a Capri gold loan.

Use Locate Us on the Capri Loans website to find a branch near you and get your loans requirements fulfilled through the branch.

Capri Loans is part of Capri Global Capital Limited, listed on BSE (531595) and NSE (CGCL). As on 31 March 2026, Capri Loans reports 1100+ total branches, 6 lakh+ active users and having served over a million customers since inception.