KNOW MORE ABOUT MICRO LAP
KEY FEATURES
ELIGIBILITY, DOCUMENTS AND CHARGES
FAQS
APPLY FOR LOAN
We empower small businesses and individuals by offering Micro LAP (Loan Against Property) solutions tailored to meet their unique financial needs. Our Micro LAP product provides a seamless and flexible way to unlock the potential of your property, helping you achieve your dreams and aspirations. Whether it's for expanding your business, funding personal goals, or managing unexpected expenses, Capri's Micro LAP is designed to provide quick access to affordable credit with simple processes and transparent terms. Let your property be the key to unlocking financial possibilities.
Flexible Loan Amounts
Financing options between Rs. 2 to 10 Lakhs for different needs.
Flexible Repayment Options
Repayment periods ranging from 2 to 7 years.
Fast Disbursal
With proprietary credit assessments, loans are disbursed in as little as 7 days.
Efficient Loan Process
Our digital approach ensures smooth onboarding for LAP mortgage applications with reduced paperwork and personalized support.
Borrower Types: Self-employed professionals (SEP), Self Employed non-professionals (SENP), and salaried individuals.
Loan Amounts: Rs. 1 Lakh to Rs. 10 Lakhs.
Tenure: Min – 2 years Max 7 years.
Age Norms: Min 21 years Max 70 Years at the time of maturity.
Collateral: Residential, commercial, or mixed-use properties.
Identity Proof: Aadhaar Card, Passport, PAN, or Voter ID.
Address Proof: Utility bills, Ration Card, or NREGA job card.
Banking: Recent bank statements (last three months).
Property Papers: Title deeds for the property offered as collateral.
Supporting documents: Supporting documents required to assess income like kaccha/pacca bills etc.
A full documentation checklist for Micro LAP is available to streamline the process.
Long Term Reference Rate
Long Term Reference Rate (‘LTRR‘) of Capri Global is 24.10% w.e.f 06th Feb 2025
Disclaimer: Interest Rates mentioned above are variable in nature & linked with LTRR of the company which is decided from time to time. It is further dependent on risk profile of the customer - professional qualification, stability in earnings and employment, past repayment record with us or other lenders, external ratings of the customers, credit reports, customer relationship, future business opportunities and type of collateral offered etc.
Penal Charges: In case of payment defaults: 30% P.A. of outstanding dues will be charged. All loans are from Capri Global Capital Ltd. Credit at sole discretion of Capri Global Capital Ltd. Terms and conditions apply.
